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In the foreground are buildings. In the distance is a metallic silver bridge spanning a body of water. Photo by Dawid Glawdzin

Map: Here’s the salary you need to rent in every SF neighborhood

It’s a lot

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Most San Franciscans don’t really need to be told that it costs a lot to rent in the city these days, but the news keeps coming whether we’re ready or not.

The National Low Income Housing Coalition [NLIHC], a Washington D.C.-based think tank, released its annual “Out Of Reach”report last week, chronicling how many hours the average American must work in order to rent a home at a fair market price in all 50 states.

According to NLIHC:

“The report’s Housing Wage is the hourly wage a full-time worker must earn to afford a modest rental home without spending more than 30% of his or her income on housing costs. It is based on HUD’s Fair Market Rent (FMR), which is an estimate of what a family moving today can expect to pay for a modest rental home in the area.”

In 2017, the report estimated that it would take 215 working hours per week at San Francisco minimum wage to afford a two-bedroom SF apartment. Since that’s chronologically impossible for one person, a two-person household would instead end up working 107.5 hours per week apiece, which is only psychologically impossible.

The outlook has not improved in the latest slate of findings, which breaks down individual ZIP codes within San Francisco (as well as other U.S. cities) and recommends an hourly wage needed in order to rent a one- or two-bedroom home without risky financial burden.

Note that these figures represents an estimated market rent for a new renter seeking an apartment today, and are significantly higher than the citywide median rent paid by those already renting. Nevertheless, here’s a breakdown of our citywide breakdown.

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1. 94133

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North Beach
San Francisco, CA

Two-bedroom housing wage:

$54.23

One-bedroom housing wage: 

$43.46

2. 94123

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Marina District
San Francisco, CA

Two-bedroom housing wage:

$81.92

One-bedroom housing wage: 

$65.77

A boat marina in San Francisco with many boats. Photo by Brocken Inaglory

3. 94111

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Two-bedroom housing wage:

$90

One-bedroom housing wage: 

$72.12

In the foreground is a lot with a colorful pattern painted on it. There is a row of houses adjacent to the lot. Photo by Fabrice Florin

4. 94129

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Presidio
San Francisco, CA

Two-bedroom housing wage:

$90

One-bedroom housing wage: 

$72.12

An aerial view of San Francisco. There are city buildings, a body of water, and a red bridge spanning the water. Photo by Robert Campbell

5. 94104

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500 California St
San Francisco, CA 94104
(415) 677-9494
Visit Website

Two-bedroom housing wage:

$59.42

One-bedroom housing wage: 

$47.69

A group of tall buildings in San Francisco. Photo by sailko

6. 94109

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Polk Gulch
San Francisco, CA 94109

Two-bedroom housing wage:

$70.38

One-bedroom housing wage: 

$56.35

An aerial view of a San Francisco city street with cars. Photo by BrokenSphere

7. 94121

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Sea Cliff Ave
San Francisco, CA 94121

Two-bedroom housing wage:

$60.58

One-bedroom housing wage: 

$48.65

Various colorful houses on a cliff in San Francisco. Photo by Wng

8. 94105

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Rincon Hill
San Francisco, CA

Two-bedroom housing wage:

$90

One-bedroom housing wage: 

$72.12

9. 94115

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Lower Pacific Heights
San Francisco, CA

Two-bedroom housing wage:

$67.69

One-bedroom housing wage: 

$54.23

10. 94107

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South Beach
San Francisco, CA

Two-bedroom housing wage: 

$89.81

One-bedroom housing wage: 

$71.92

In the foreground are buildings. In the distance is a metallic silver bridge spanning a body of water. Photo by Dawid Glawdzin

11. 94118

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Jordan Park
San Francisco, CA 94118

Two-bedroom housing wage:

$62.12

One-bedroom housing wage: 

$49.81

Clement St. farmers market! One of my faves

A post shared by thesunshinebritt (@thesunshinebritt) on

12. 94102

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Hayes Valley
San Francisco, CA 94102

Two-bedroom housing wage:

$52.31

One-bedroom housing wage: 

$41.73

A sidewalk with trees. There is a sign hanging above one of the businesses adjacent to the sidewalk which reads: Patxi’s Chicago Pizza. Photo by Anonymous

13. 94158

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Mission Bay
San Francisco, CA

Two-bedroom housing wage:

$90

One-bedroom housing wage:  

$72.12

A street with rows of buses parked on each side. In the distance is a cityscape with various assorted buildings. Photo by Hydrogen Iodide

14. 94117

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Haight St
San Francisco, CA

Two-bedroom housing wage:

$70.19

One-bedroom housing wage: 

$56.15

A row of Victorian houses in San Francisco. Photo by WikiCommons

15. 94103

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Central Fwy
San Francisco, CA 94103
(415) 551-3000
Visit Website

Two-bedroom housing wage:

$52.31

One-bedroom housing wage: 

$41.73

Changing skyline in west soma. #westsoma #sanfrancisco

A post shared by Dennis Yang (@sinned) on

16. 94114

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The Castro
San Francisco, CA

Two-bedroom housing wage:

$69.42

One-bedroom housing wage: 

$55.58

A street in San Francisco in the Castro neighborhood. The street has a rainbow painted on the crosswalk. Photo by Burkhard Mücke

17. 94122

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Inner Sunset
San Francisco, CA

Two-bedroom housing wage:

$60.96

One-bedroom housing wage: 

$48.85

A street in San Francisco with tracks on it. There are buildings on each side of the street. Photo by Torbak Hopper

18. 94110

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Mission District
San Francisco, CA

Two-bedroom housing wage:

$53.08

One-bedroom housing wage: 

$42.50

A street in the Mission District in San Francisco. There is a building with a colorful mural on one side of the street. Classic vintage cars are in the foreground.
Via Kārlis Dambrāns
Photo by Kārlis Dambrāns

19. 94116

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Forest Hill
San Francisco, CA

Two-bedroom housing wage:

$59.42

One-bedroom housing wage: 

$47.69

20. 94127

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West Portal
San Francisco, CA

Two-bedroom housing wage:

$90

One-bedroom housing wage: 

$72.12

An aerial view of various buildings in San Francisco. Photo by Aaron Tait

21. 94131

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Glen Park
San Francisco, CA

Two-bedroom housing wage:

$69.23

One-bedroom housing wage: 

$55.58

De hoje ! Aqui muro divide até ruas ! #loveit... #workinganddrivingaround

A post shared by Anna Karla (@annakarlapatriota) on

22. 94124

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Bayview
San Francisco, CA

Two-bedroom housing wage:

$52.31

One-bedroom housing wage: 

$41.73

An aerial view of the city of San Francisco. Photo by Gregory Varnum

23. 94134

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Portola
San Francisco, CA

Two-bedroom housing wage:

$52.31

One-bedroom housing wage: 

$41.73

Stopped in for a coffee at Four Barrel

A post shared by Portola District, SF (@lifeinportola) on

24. 94112

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Excelsior
San Francisco, CA

Two-bedroom housing wage:

$52.31

One-bedroom housing wage: 

$41.73

25. 94132

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Parkmerced
San Francisco, CA 94132

Two-bedroom housing wage:

$70.38

One-bedroom housing wage: 

$56.35

An aerial view of Parkmerced in San Francisco. Photo by Derrick Coetzee

1. 94133

North Beach, San Francisco, CA

Two-bedroom housing wage:

$54.23

One-bedroom housing wage: 

$43.46

North Beach
San Francisco, CA

2. 94123

Marina District, San Francisco, CA
A boat marina in San Francisco with many boats. Photo by Brocken Inaglory

Two-bedroom housing wage:

$81.92

One-bedroom housing wage: 

$65.77

Marina District
San Francisco, CA

3. 94111

San Francisco, CA 94111
In the foreground is a lot with a colorful pattern painted on it. There is a row of houses adjacent to the lot. Photo by Fabrice Florin

Two-bedroom housing wage:

$90

One-bedroom housing wage: 

$72.12

4. 94129

Presidio, San Francisco, CA
An aerial view of San Francisco. There are city buildings, a body of water, and a red bridge spanning the water. Photo by Robert Campbell

Two-bedroom housing wage:

$90

One-bedroom housing wage: 

$72.12

Presidio
San Francisco, CA

5. 94104

500 California St, San Francisco, CA 94104
A group of tall buildings in San Francisco. Photo by sailko

Two-bedroom housing wage:

$59.42

One-bedroom housing wage: 

$47.69

500 California St
San Francisco, CA 94104

6. 94109

Polk Gulch, San Francisco, CA 94109
An aerial view of a San Francisco city street with cars. Photo by BrokenSphere

Two-bedroom housing wage:

$70.38

One-bedroom housing wage: 

$56.35

Polk Gulch
San Francisco, CA 94109

7. 94121

Sea Cliff Ave, San Francisco, CA 94121
Various colorful houses on a cliff in San Francisco. Photo by Wng

Two-bedroom housing wage:

$60.58

One-bedroom housing wage: 

$48.65

Sea Cliff Ave
San Francisco, CA 94121

8. 94105

Rincon Hill, San Francisco, CA

Two-bedroom housing wage:

$90

One-bedroom housing wage: 

$72.12

Rincon Hill
San Francisco, CA

9. 94115

Lower Pacific Heights, San Francisco, CA

Two-bedroom housing wage:

$67.69

One-bedroom housing wage: 

$54.23

Lower Pacific Heights
San Francisco, CA

10. 94107

South Beach, San Francisco, CA
In the foreground are buildings. In the distance is a metallic silver bridge spanning a body of water. Photo by Dawid Glawdzin

Two-bedroom housing wage: 

$89.81

One-bedroom housing wage: 

$71.92

South Beach
San Francisco, CA

11. 94118

Jordan Park, San Francisco, CA 94118

Two-bedroom housing wage:

$62.12

One-bedroom housing wage: 

$49.81

Jordan Park
San Francisco, CA 94118

12. 94102

Hayes Valley, San Francisco, CA 94102
A sidewalk with trees. There is a sign hanging above one of the businesses adjacent to the sidewalk which reads: Patxi’s Chicago Pizza. Photo by Anonymous

Two-bedroom housing wage:

$52.31

One-bedroom housing wage: 

$41.73

Hayes Valley
San Francisco, CA 94102

13. 94158

Mission Bay, San Francisco, CA
A street with rows of buses parked on each side. In the distance is a cityscape with various assorted buildings. Photo by Hydrogen Iodide

Two-bedroom housing wage:

$90

One-bedroom housing wage:  

$72.12

Mission Bay
San Francisco, CA

14. 94117

Haight St, San Francisco, CA
A row of Victorian houses in San Francisco. Photo by WikiCommons

Two-bedroom housing wage:

$70.19

One-bedroom housing wage: 

$56.15

Haight St
San Francisco, CA

15. 94103

Central Fwy, San Francisco, CA 94103

Two-bedroom housing wage:

$52.31

One-bedroom housing wage: 

$41.73

Central Fwy
San Francisco, CA 94103

16. 94114

The Castro, San Francisco, CA
A street in San Francisco in the Castro neighborhood. The street has a rainbow painted on the crosswalk. Photo by Burkhard Mücke

Two-bedroom housing wage:

$69.42

One-bedroom housing wage: 

$55.58

The Castro
San Francisco, CA

17. 94122

Inner Sunset, San Francisco, CA
A street in San Francisco with tracks on it. There are buildings on each side of the street. Photo by Torbak Hopper

Two-bedroom housing wage:

$60.96

One-bedroom housing wage: 

$48.85

Inner Sunset
San Francisco, CA

18. 94110

Mission District, San Francisco, CA
A street in the Mission District in San Francisco. There is a building with a colorful mural on one side of the street. Classic vintage cars are in the foreground.
Via Kārlis Dambrāns
Photo by Kārlis Dambrāns

Two-bedroom housing wage:

$53.08

One-bedroom housing wage: 

$42.50

Mission District
San Francisco, CA

19. 94116

Forest Hill, San Francisco, CA

Two-bedroom housing wage:

$59.42

One-bedroom housing wage: 

$47.69

Forest Hill
San Francisco, CA

20. 94127

West Portal, San Francisco, CA
An aerial view of various buildings in San Francisco. Photo by Aaron Tait

Two-bedroom housing wage:

$90

One-bedroom housing wage: 

$72.12

West Portal
San Francisco, CA

21. 94131

Glen Park, San Francisco, CA

Two-bedroom housing wage:

$69.23

One-bedroom housing wage: 

$55.58

Glen Park
San Francisco, CA

22. 94124

Bayview, San Francisco, CA
An aerial view of the city of San Francisco. Photo by Gregory Varnum

Two-bedroom housing wage:

$52.31

One-bedroom housing wage: 

$41.73

Bayview
San Francisco, CA

23. 94134

Portola, San Francisco, CA

Two-bedroom housing wage:

$52.31

One-bedroom housing wage: 

$41.73

Portola
San Francisco, CA

24. 94112

Excelsior, San Francisco, CA

Two-bedroom housing wage:

$52.31

One-bedroom housing wage: 

$41.73

Excelsior
San Francisco, CA

25. 94132

Parkmerced, San Francisco, CA 94132
An aerial view of Parkmerced in San Francisco. Photo by Derrick Coetzee

Two-bedroom housing wage:

$70.38

One-bedroom housing wage: 

$56.35

Parkmerced
San Francisco, CA 94132