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To Do: Renter's Insurance

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Alas, the mummified couch you dragged home off the curb has been lost in a fire. Hold your despair— if you have renters insurance, you can get the monster replaced. And if you have replacement coverage, you'll even get enough back to buy a brand new couch (IKEA, natch). About 47 percent of Bay Area renters are doing so without insurance, so... Get on that. [Inside Bay Area]